Transaction Fees

Before making your payment through CashFlow Central, it's important to understand the transaction fees involved. This guide breaks down all fees, when they apply, and what you can expect to pay, helping you make the most cost-effective payment decisions for your business.

Pay Pricing

Payment MethodReceiving Method & Fee
Bank Account

ACH Bank Transfer - $0.50

Instant Bank Transfer² - 1% ($75 max)

Same-day ACH Transfer³ - 1% ($75 max)

Wire Transfer - $10

Same-day Wire Transfer⁴ - 1% ($75 max), minimum fee $10

Check - $1.5

Fast Check - $20

Overnight Check¹ - $50

Single-Use Virtual Card - No fee

Card (debit/credit)

Same-day ACH transfer - 2.9%

Instant Bank Transfer - N/A

Wire Transfer - 2.9% + $10

Check - 2.9%

Fast Check - 2.9% + $20

Overnight Check - 2.9% + $50

Single-Use Virtual Card - N/A

International Payments by ACH

USD - $25

Fast USD - 1% ($30 min, $95 max)

Local Currency - Conversion rates apply

International Payments by Card

(Only Visa and Mastercard)

USD - 2.9% + $25

Fast USD - 2.9% + $30

Local Currency - 2.9% + Conversion rates apply

Get Paid Pricing

Payment MethodReceiving Method & Fee
Bank AccountACH Bank Transfer - 1% (no cap)
CardACH Bank Transfer - 2.99%
Instant DepositACH Bank Transfer - 1.5% 

¹ Subject to eligibility requirements. If scheduled before 2 p.m. ET

² Each payment is subject to eligibility requirements and limitations. Availability: Mon-Fri, 2 a.m. until 7 p.m. ET

³ If scheduled before 2 p.m. ET

⁴ Subject to eligibility requirements. If scheduled before 6 p.m. ET