Same-day ACH and instant ACH transfer eligibility requirements

Various factors determine eligibility for same-day ACH and instant payments. Each payment is different and is considered individually.

CashFlow Central is always working to protect you from fraud. As a result, not every payment is eligible for fast delivery.

Eligibility requirements

The following requirements are general guidelines only. For example, you may be eligible for a same-day ACH or instant payment when:

  • You've processed several successful ACH payments in the past.
  • You don't have any failed payments due to fraud or insufficient funds.
  • No other risk indicators exist.
  • Payment limits are not exceeded.

Payment limits vary based on transaction history.

If your payment is eligible, the option to select same-day ACH or instant payment will be available when you schedule the payment's debit date. Follow these steps to expedite your payment with same-day ACH transfer or instant payment.